Why Every Taxpayer Should Get an IRS Identity Protection Pin
How to Protect Your Tax Identity with an IRS Identity Protection PIN
Worried about tax identity theft? Scammers use stolen Social Security numbers to file fraudulent tax returns and claim refunds that aren’t theirs. Luckily, the IRS Identity Protection PIN (IP PIN) adds an extra layer of security to keep your tax information safe and prevent unauthorized tax filings in your name.
What Is an IRS Identity Protection PIN?
An Identity Protection PIN (IP PIN) is a unique six-digit number that helps prevent identity thieves from filing a tax return using your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
This PIN is known only to you and the IRS and must be entered when filing your tax return—whether you're using tax software or working with a tax professional. Even if you don’t have a filing requirement, an IP PIN still protects your account from fraud.
Who Can Get an IRS Identity Protection PIN?
You can get an IRS IP PIN if:
✔ You were a victim of tax-related identity theft. The IRS automatically issues a CP01A Notice each year with a new PIN.
✔ You want to proactively protect yourself from future tax fraud, even if you haven’t been a victim.
How to Apply for an IRS Identity Protection PIN
The fastest way to get an IP PIN is through the IRS Get an IP PIN tool online.
Steps to apply:
Visit the IRS Get an IP PIN tool.
If you don’t already have an IRS online account, you’ll need to create one and verify your identity.
Once approved, you’ll receive your six-digit PIN, which you’ll use when filing your taxes.
📌 Important: The IRS IP PIN tool is available each year from mid-January through mid-November. If you miss the deadline, you may need to request a PIN via mail.
How Does an IRS IP PIN Work?
Once you receive your six-digit IP PIN, you must use it when filing your tax return.
✔ If you're using DIY tax software, enter the IP PIN in the designated section.
✔ If you're working with a tax professional, provide them with your PIN to complete your return.
✔ The PIN is valid for one calendar year and will change annually—so be sure to keep track of the latest one.
What If You Lose Your IRS IP PIN?
If you misplace your PIN, you can retrieve it by visiting the IRS Get an IP PIN tool and following their identity verification process.
Is an IRS IP PIN Worth It?
While the IRS IP PIN program isn’t perfect, it adds an extra layer of security that makes it harder for scammers to file a fraudulent return in your name.
As an identity theft victim myself, I strongly encourage everyone to take this free step to protect their tax identity. It may not prevent all types of identity theft, but it’s one more tool in your financial security toolbox.
Need Expert Tax Guidance?
Protecting your identity is just one part of smart tax planning. If you’re looking for expert tax guidance tailored to your situation, I work with clients across the U.S. to help them stay compliant, reduce tax liability, and build financial security.
About the Author:
I’m Coach Ktasha (Tasha), and I help entrepreneurs simplify taxes, structure their businesses the right way, and create marketing strategies that bring in more clients. Running a business doesn’t have to feel overwhelming—I provide expert, no-fluff guidance so you can focus on growing your income and reaching your goals with confidence.